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Find your take-home pay in Maryland after federal income tax, FICA and Maryland state tax. Enter a salary or hourly wage below.
Rules reviewed November 2026.
| Item | Per paycheck | Per year |
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| Schedule | Gross | Take-home |
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Maryland has graduated rates from 2% to 6.5%. Rules used on this page: 2% to 6.5%; standard deduction $3,400 / $6,800; exemption $3,200 per person, phased out.
Payroll contributions: County tax 3.2% assumed (range 2.25% to 3.2%).
Maryland follows the federal treatment of 401(k) contributions, so money you put into a traditional 401(k) is not subject to Maryland income tax this year.
Includes a county income tax at 3.2%, the rate in Baltimore City and most large counties. County rates run from 2.25% to 3.2%, so your amount may differ slightly.
At a $75,000 salary (single filer), state income tax and employee contributions in Maryland come to $5,385 a year, or 7.2% of pay. That ranks #50 of 51 from lowest to highest cost among the 50 states and DC.
Single filer, no 401(k), 2026 rules. Total tax rate includes federal, FICA and Maryland.
| Gross salary | Federal tax | FICA | State tax and contributions | Take-home per year | Per month | Total tax rate |
|---|---|---|---|---|---|---|
| $30,000 | $1,420 | $2,295 | $1,808 | $24,477 | $2,040 | 18.4% |
| $40,000 | $2,620 | $3,060 | $2,603 | $31,717 | $2,643 | 20.7% |
| $50,000 | $3,820 | $3,825 | $3,398 | $38,957 | $3,246 | 22.1% |
| $60,000 | $5,020 | $4,590 | $4,193 | $46,197 | $3,850 | 23.0% |
| $75,000 | $7,670 | $5,738 | $5,385 | $56,207 | $4,684 | 25.1% |
| $100,000 | $13,170 | $7,650 | $7,373 | $71,807 | $5,984 | 28.2% |
| $150,000 | $24,734 | $11,475 | $11,705 | $102,086 | $8,507 | 31.9% |
| $200,000 | $36,734 | $14,339 | $16,114 | $132,813 | $11,068 | 33.6% |
Married filing jointly pays less at the same salary. Use the calculator above and switch the filing status to see your exact figure.
For a single filer with no 401(k), the estimate is $46,197 a year, or about $3,850 a month. Federal tax is $5,020, FICA is $4,590, and Maryland takes $4,193.
A single filer takes home about $71,807 a year ($5,984 a month). Married filing jointly on the same salary: about $77,862.
Yes, Maryland has graduated rates from 2% to 6.5%. Includes a county income tax at 3.2%, the rate in Baltimore City and most large counties. County rates run from 2.25% to 3.2%, so your amount may differ slightly.
On a $75,000 salary, contributing 10% ($7,500) lowers annual take-home from $56,207 to $50,953, a drop of $5,254. That is less than the $7,500 you save because it reduces your income tax.
This page covers federal tax, FICA and Maryland state tax. Includes a county income tax at 3.2%, the rate in Baltimore City and most large counties. County rates run from 2.25% to 3.2%, so your amount may differ slightly.